An average healthy meal (salad) at my work is about $10. I can bring my own for less than $3. So $7 a day for 4 days a week is $119 at 6.5% interest (reasonable investment return) = $20,267.53 at the end of 10 years. Which would you rather have, $20 grand in the bank or memories of daily food purchases at work for 10 years?
Of course if you regularly buy breakfast at work and eat dinner out a couple times a week, the money can add up even faster. This isn’t to say that you shouldn’t be able to treat yourself to a nice meal, but if you do it every day, is it really that special?
Making my lunch takes only a couple minutes in the morning, even less if my leftovers have survived the teenage pillaging of my refrigerator. Sometimes it is a salad, sometimes a can of soup and a couple pieces of bread.
My goal is that lots of little life changes and a few big ones will allow me to save more to bump up that retirement date.
This entry was posted in Retirement Stuff by Rich